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Shi also provides benefits for the high medical costs of surgery and hospitalization birth allowances and covers some costs of care overseas under certain circumstances. Social health insurance shi also called employees health insurance and national health insurance nhi.
The health insurance scheme is required by the government in japan for all japanese citizens permanent residents and any non japanese residing in japan with a visa for three months or more including students.
Health insurance in japan. There are roughly two types of health insurance in japan. The most popular type of private health insurance in japan is for people with long term illnesses or foreigners on a temporary stay of just a few months. In japanese private insurance is referred to as shiteki private insurance or ryokou hoken travel insurance.
The cost for a 45 year old single man with a cigna global plan range from 200 to 500 per month depending on the benefits you choose and your country of nationality. Simply put si is for salaried workers in companies while nhi is for everyone else not eligible for employment insurance. National health insurance is designed for people who are not eligible to be members of any employment based health insurance program.
Whichever insurance you have the country will bear 70 of the medical treatment costs. More than 90 of japanese hospitals and clinics including dental clinics accept social health insurance. National health insurance nhi and social insurance si.
There are two types of health insurances in japan. There are two basic types of public health insurance in japan. Since japan has universal health insurance coverage people living in japan must take out either insurance except for some conditions.
Shi is for most people with a full time job and is paid for through your salary check. Kokumin kenkou hoken or national health insurance is available for those without employees health insurance. National health insurance kokumin kenko hoken is one of the two major statutory types of insurance programs available in japan.
National health insurance nhi and social insurance. The other is employees health insurance kenko hoken. Moreover these insurances are not exclusive to japanese residents.
The cost of health insurance in japan will vary depending on many factors primarily your age the level of cover you desire and the plan you choose.
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